Finance and banking legal services

Legal advisory for financial institutions

Under our financial and banking practice, we provide advice on legal issues connected with the activities of financial institutions, including banks, insurers, investment companies and investment funds

We represent our Clients in proceedings before the Polish Financial Supervision Authority (KNF), the National Bank of Poland (NBP), the General Inspector of Financial Information (GIIF), the Securities Exchange (GPW), and the National Depository for Securities (KDPW).

We offer financial advice in respect of acquisition finance, project finance, financing real estates, debt financing, as well as advice related to seeking capital through the Securities Exchange, through both IPOs and SPOs.

We also provide advice in mergers and acquisitions relating to financial institutions, including companies listed on the Securities Exchange.

Finance and banking PwC Legal


Finance and banking practice offers legal services in the following specializations:

Regulatory advice for financial institutions

  • advisory related to the structuring of operations in Poland;
  • representation of financial institutions which start their operations in Poland as banks, branches, representative offices, and conduct cross-border activities;
  • obtaining KNF clearance for the purchase of shares in financial institutions as a result of mergers and acquisitions;
  • legal advisory related to the restructuring of financial institutions, including the transformation of banks into branches of lending institutions;
  • representing Clients in proceedings before regulatory authorities (such as the Polish Financial Supervision Authority (KNF), the National Bank of Poland (NBP)), including preparing applications for permits to perform specific actions, and mandatory notifications;
  • preparing legal analyses;
  • preparing internal regulations for financial institutions and banking regulations, as well as agreements with other entities, and providing opinions thereon, with regard to their compliance with legal requirements;
  • designing and implementing innovative financial products;
  • preparing / adapting and implementing the internal documentation of financial institutions in accordance with recommendations of the Polish Financial Supervision Authority;
  • applying to the regulatory authorities with requests for interpretations of the law, guidelines and recommendations;
  • FATCA-related advisory.

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Transaction practice with regard to financing

In terms of the transaction practice, we provide comprehensive legal services, both for the financing parties and borrowers, in respect of all kinds of crediting projects, which comprise the following:

  • preparing and negotiating financial documentation (on behalf of financial institutions or borrowers), including LMA documentation, loan agreements, borrowing agreements, lease agreements;
  • preparing and negotiating all security documents;
  • carrying out due diligence of real properties subject to financing, borrowers, documents related to the projects being financed;
  • preparing legal opinions on the effectiveness of loan documentation, including security provided, as well as the valid conclusion of the financial documentation of Polish companies, governed by foreign law;
  • preparing the internal documentation of borrowers necessary to conclude loan documentation, including resolutions of corporate bodies, amendments to company’s memorandums of association / articles of association, powers of attorney;
  • preparing legal documents for borrowers, necessary for the disbursement of a loan;
  • post-transaction advisory;
  • advisory in respect of restructuring of financing, also in connection with various transformations of the borrower (contribution of shares to investment funds, transformation into limited partnerships (spółka komandytowa) and incorporated partnerships (spółka komandytowo-akcyjna);
  • advisory in respect of the termination of financing agreements and enforcement of security;
  • preparing memorandums, legal opinions in respect of debt restructuring, impact of the planned transactions on existing debt, etc.

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Contact us

Mateusz Ordyk

Counsel, Attorney-at-law

Tel: +48 519 506 284

Aleksandra Bańkowska

Counsel, Advocate

Tel: +48 519 507 324

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